Applying for Food Stamps in Michigan: Income Limits and Asset Test

To apply for food stamps in Michigan, submit an Assistance Application (form MDHHS-1171) to the Michigan Department of Health and Human Services online through MI Bridges, by mail or drop box at your local county office, or in person. The program is officially called food assistance in Michigan, and benefits load onto a Bridge Card each month. A household of four with gross annual income under $66,000 generally qualifies, though the exact limit depends on how many people live with you. Most applications are decided within 30 days. Households in immediate financial crisis can get benefits within seven.

Income Limits by Household Size

Michigan sets its gross income limit at 200% of the Federal Poverty Level for most households. Using the 2026 poverty guidelines, the annual ceilings are:

  • 1 person: $31,920
  • 2 people: $43,280
  • 3 people: $54,640
  • 4 people: $66,000
  • 5 people: $77,360
  • 6 people: $88,720

Add $11,360 for each additional person beyond six.1U.S. Department of Health and Human Services. 2026 Poverty Guidelines – 48 Contiguous States These are gross figures, meaning income before taxes and deductions. If you’re close to or slightly over the limit, apply anyway. The department also calculates a net income after subtracting allowable deductions for high shelter costs, dependent care, and medical expenses for elderly or disabled household members, and that net figure is what actually determines eligibility and benefit size.

Who Counts as Your Household

For food assistance, your household includes everyone who lives with you and regularly buys and prepares food together. Spouses living together are always one household, and children under 22 living with a parent are automatically included whether or not they share meals.2Food and Nutrition Service. SNAP Eligibility Roommates who buy and cook separately can apply as separate households.

Do You Have to Pass an Asset Test?

Most Michigan households don’t. Under the state’s broad-based categorical eligibility rules, assets aren’t counted at all for the majority of applicants. Two narrow exceptions apply. If your household includes someone who is elderly or disabled and your gross income is over 200% of poverty, a $4,500 asset limit applies. If a member of your household has been disqualified for fraud or a work-rule violation, the limit drops to $3,000.2Food and Nutrition Service. SNAP Eligibility Assets that count include cash and money in checking or savings accounts. Your home and most retirement accounts don’t count.

Documents to Gather Before You Apply

Having your paperwork ready keeps the application moving and helps you avoid follow-up requests. You’ll need:

  • Social Security numbers for every household member seeking benefits, plus a photo ID for the primary applicant
  • Proof of income from the last 30 days, showing gross amounts before taxes: pay stubs, self-employment records, or award letters from Social Security or unemployment
  • Shelter costs: rent or mortgage statements, property tax bills, and utility bills or proof of heating costs
  • Other deductible expenses: court-ordered child support paid out, dependent care costs, and medical bills for anyone in the household who is 60 or older or disabled

Pay attention to that last line. If someone in your household is elderly or disabled and has out-of-pocket medical costs over $35 a month that insurance doesn’t cover, those costs reduce your net income and can raise your monthly benefit.3Food and Nutrition Service. SNAP Medical Expenses Handbook Prescription costs, health insurance premiums, and transportation to medical appointments all count. Applicants routinely leave this section blank and receive a smaller benefit than they’re entitled to.

The application itself is form MDHHS-1171, the Assistance Application, which you can download from the MDHHS website or pick up at any county office.4Michigan Department of Health and Human Services. Assistance Application (MDHHS-1171)

How to Submit Your Application

Three ways in, and none is faster than the others for processing. Your 30-day clock starts the day the department receives a signed application with your name and address.

Online through MI Bridges. This is the most common route. You can create an account to track documents and get status updates, or apply as a guest if you don’t have an email address or phone number.5MI Bridges. Apply for Benefits The portal accepts uploaded documents and electronic signatures. Creating an account is worth the extra minute because it lets you check case status and receive notices.

By mail or drop box. Print and fill out the MDHHS-1171, then mail it to your local county office or leave it in the secure drop box outside the building. County addresses are on the MDHHS website, or you can call 844-799-9876.

In person. Walk into your local MDHHS office and hand the completed form to staff. Workers can help you fill it out. Consider this option if your situation is complicated or if you’d rather ask questions face to face.

Getting Benefits Within Seven Days

If your household is in immediate financial crisis, you may qualify for expedited processing, which puts benefits on a Bridge Card within seven calendar days instead of 30. You qualify if any one of these is true:

  • Your monthly gross income is under $150 and your liquid assets (cash and money in bank accounts) are under $100
  • Your combined monthly gross income and liquid assets are less than your rent or mortgage plus utilities
  • You’re a migrant or seasonal farmworker with liquid assets under $100

An interview is still required, but it happens fast enough to meet the seven-day deadline.6eCFR. 7 CFR 273.2 – Office Operations and Application Processing Say so when you apply. Don’t rely on the department to spot it.

The Interview and the 30-Day Decision

Every application requires an interview before benefits are approved. Expect a call from the department within about a week of submitting. Most interviews are by phone. Video and in-person options exist too. The worker will confirm household composition, income, and expenses, and ask you to explain anything unclear in your documents.

Missing the interview doesn’t automatically deny your application, but the 30-day clock keeps running. Call your office as soon as you can to reschedule. A written decision must be issued within 30 calendar days of your filing date.7Food and Nutrition Service. SNAP Application Processing Timeliness The notice arrives by mail and, if you’re approved, spells out your monthly benefit and your certification period. The Bridge Card comes separately, or benefits load onto an existing card.

How Much You Could Receive

Your monthly benefit depends on household size and net income after deductions. A household with no net income receives the maximum. For October 2025 through September 2026, the maximum monthly amounts are:

  • 1 person: $298
  • 2 people: $546
  • 3 people: $785
  • 4 people: $994
  • 5 people: $1,183
  • 6 people: $1,421
  • 7 people: $1,571
  • 8 people: $1,789
  • Each additional person: $218

If you have income, the department multiplies your net monthly income by 30% and subtracts that from the maximum for your household size.8Michigan Department of Health and Human Services. Food Assistance Issuance Table Deductions matter, which is why documenting rent, utilities, dependent care, and elderly or disabled medical costs is worth the time.

Special Rules for College Students

Students enrolled more than half-time at a college, university, or vocational school that requires a high school diploma are generally ineligible for food assistance unless they meet an exemption. The most common exemptions:

  • Working at least 20 hours per week in paid employment
  • Participating in a federal or state work-study program
  • Caring for a child under 6
  • Being a single parent enrolled full-time with a child under 12
  • Receiving TANF benefits
  • Being under 18 or 50 and older

Students in community education, ESL classes, or workforce training programs usually aren’t affected by these rules because those aren’t institutions of higher education for SNAP purposes. One trap: students who get most of their meals through a campus meal plan are ineligible regardless of exemptions.9Food and Nutrition Service. Students

Work Requirements for Adults Without Dependents

Adults between 18 and 54 who are physically able to work and have no dependents are classified as ABAWDs (able-bodied adults without dependents). ABAWDs can only receive food assistance for three months in any three-year period unless they work or participate in a work program for at least 80 hours per month. Qualifying activities include paid employment, volunteer work, and participation in a SNAP Employment and Training program. If you lose benefits under this rule, you can regain eligibility by working 80 hours in a single 30-day period.10Food and Nutrition Service. SNAP Work Requirements

What to Do If You’re Denied

A denial notice must explain the specific reason. Common reasons are income over the limit, missing documentation, or a missed interview. If you believe the decision is wrong, you can request an administrative hearing by submitting a Request for Hearing (form DHS-18) to your local MDHHS office.11Michigan Department of Health and Human Services. Michigan Office of Administrative Hearings and Rules for MDHHS At the hearing you can present evidence and explain why you qualify. If the problem was missing paperwork rather than actual ineligibility, you can skip the hearing and simply reapply with complete documents.