Brick Township’s property tax rate is $2.664 per $100 of assessed value for 2025, before a fire district levy of $0.049 to $0.081 is added depending on where the property sits. Because Brick assesses homes well below market value, the effective rate on a sale price is lower than that headline number, but most homeowners still see an annual bill in the $6,000 to $8,000 range.
What Makes Up the Rate
Your bill combines levies from four governing bodies. The 2025 base rate of $2.664 per $100 breaks down this way:
- School district: $1.273, the largest single piece
- Municipal purposes: $0.812 (the 2026 municipal budget raised this to $0.845)
- County government: $0.474
- County library: $0.047
- County health: $0.028
- County open space: $0.020
- Municipal open space: $0.010
Fire district taxes are added on top. The most recent published rates are $0.049 for District 1, $0.076 for District 2, and $0.081 for District 3.1Township of Brick. Budgets and Financial Information Two identical homes on opposite ends of town can end up with slightly different bills for that reason.
How to Calculate Your Bill
Divide your assessed value by 100 and multiply by the tax rate. A home assessed at $200,000 gives you 2,000 units. At $2.664, that’s $5,328 before the fire district portion is added.
The number people miss is the gap between assessed value and market value. Brick Township’s average ratio of assessed to true value is 55.01% for tax year 2026.2New Jersey Department of the Treasury. Chapter 123 Certification of Average Ratios and Common Level Ranges for Tax Year 2026 A home selling for $450,000 is likely assessed near $247,500. If you’re buying, multiply the purchase price by roughly 0.55, then apply the rate to estimate what the annual bill will look like once the assessor catches up.
When Taxes Are Due
Brick collects property taxes in four quarterly installments: February 1, May 1, August 1, and November 1. A ten-day grace period applies to each due date, so a payment received by the 10th avoids penalty.3Township of Brick. Tax Collector
Miss the grace period and interest runs from the original due date, not from the 11th. New Jersey allows municipalities to charge up to 8% per year on the first $1,500 of delinquent taxes and up to 18% per year on anything above that. Delinquencies over $10,000 that carry past year-end can pick up an additional penalty of up to 6% of the outstanding balance.4Justia Law. New Jersey Revised Statutes Title 54 Section 54-4-67
Payments can go through Brick’s online portal, by mail, or through the drop box at the municipal building.5Township of Brick. Pay Taxes Online Electronic checks can carry a 10-business-day processing hold, which can push a payment past the grace period even when you submit on time. Build in a buffer.
Deductions That Lower the Bill
Seniors and Disabled Homeowners
New Jersey offers a $250 annual property tax deduction for residents 65 or older or permanently and totally disabled, if annual income is $10,000 or less after permitted exclusions. Surviving spouses of qualifying seniors or disabled individuals can also claim it. The home must be your primary residence.6New Jersey Department of the Treasury. NJ Assessors Handbook Chapter IV – Tax Deductions and Exemptions The $10,000 income limit has not been updated in decades, so few homeowners now qualify.
Veterans
Honorably discharged veterans get a $250 annual deduction. A 2020 constitutional amendment removed the requirement to have served during a specific war period.7New Jersey Department of the Treasury. Property Tax Deduction Claim by Veteran or Surviving Spouse Surviving spouses can claim it too, while unmarried and living in New Jersey.
100% Disabled Veterans
Veterans with a 100% permanent and total service-connected disability certified by the U.S. Department of Veterans Affairs qualify for a full exemption on their primary residence. That wipes the entire bill, not just $250. Unremarried surviving spouses of these veterans, and surviving spouses of service members who died on active duty, also qualify.8New Jersey Division of Taxation. 100% Disabled Veteran Property Tax Exemption File the application with Brick’s tax assessor along with VA disability certification and proof of honorable discharge.
State Relief Programs
The ANCHOR program (Affordable New Jersey Communities for Homeowners and Renters) sends a direct benefit to offset property taxes, based on income, residency, and homeownership during a base year. The deadline to apply for the 2025 ANCHOR benefit is November 2, 2026.9New Jersey Division of Taxation. ANCHOR Program Amounts have shifted between program years, so check the current application.
The Senior Freeze program reimburses eligible seniors and disabled residents for property tax increases after a base year, effectively locking your tax amount and paying back the difference as taxes rise. Income and residency limits apply, and the deadline is separate from ANCHOR. Both programs run through the New Jersey Division of Taxation.10New Jersey Division of Taxation. Property Tax Relief Programs
Appealing Your Assessment
If your property is assessed too high relative to actual market value, you can file an appeal with the Ocean County Board of Taxation. The deadline is April 1 of the tax year, extended to May 1 if Brick underwent a district-wide revaluation or reassessment.11New Jersey Division of Taxation. Assessment and Appeals
You’ll need Form A-1 from the Ocean County Board of Taxation, along with a comparable-sales form.12Ocean County Board of Taxation. Ocean County Board of Taxation Strong appeals lean on recent sales of similar homes with an explanation of why those sales support a lower value. Photos, repair estimates, and condition documentation help. A bare list of addresses and prices rarely moves the needle.
Brick’s common level range for 2026 runs from 46.76% to 63.26%, with an average ratio of 55.01%.2New Jersey Department of the Treasury. Chapter 123 Certification of Average Ratios and Common Level Ranges for Tax Year 2026 The county tax board compares your assessment-to-sale-price ratio against that range. Fall inside it and the assessment is presumed valid, which makes a reduction harder. Fall outside it and you have a real argument that you’re overtaxed relative to similar properties.
Added Assessments After a Renovation
Finishing an addition, renovation, or new construction can trigger an added assessment under N.J.S.A. 54:4-63.2. The assessor values the improvement as of the first day of the month after it’s completed, and the tax is prorated for the remaining months of the year.13New Jersey Department of the Treasury. NJ Assessors Handbook Chapter VII – Added Assessments
“Completed” doesn’t require moving in. A structure counts as complete once it’s ready for its intended purpose. Finish a major addition in March and you’ll see an added assessment covering April through December, then a full-year increase the following January. The added assessment reflects only the new value created, not a full reassessment of your property. Even so, a large project can bump your quarterly bill noticeably, so build the future tax into the budget before you start.