Property tax in Regina is due June 30 each year. For 2026, the combined residential mill rate is roughly 17.61, so a home assessed by SAMA at $300,000 produces a bill of about $4,227. That single bill covers three separate levies rolled together: the City of Regina’s municipal portion, the Regina Public Library Board’s portion, and the province’s education property tax.
How Your Bill Is Calculated
Three numbers drive your bill: your assessed value, the provincial tax policy percentage for your property class, and the mill rates set by the taxing authorities.
Assessed value comes from the Saskatchewan Assessment Management Agency (SAMA), which values every property on a four-year revaluation cycle. The current cycle covers 2025 through 2028, and all values reflect what SAMA estimates your property would have sold for on January 1, 2023.1Saskatchewan Assessment Management Agency. Revaluation 2025 Understanding Assessment Assessors look at physical characteristics, location, and recent sales of comparable properties. Residential and most commercial properties are valued under SAMA’s Market Valuation Standard, while agricultural land, heavy industrial property, pipelines, and resource production equipment use a separate regulated standard.2Saskatchewan Assessment Management Agency. Methods of Assessment
Next, the province converts your assessed value into a taxable assessment by applying a percentage tied to your property class. Residential properties (single-family homes, condos, multi-unit) use 80 percent. Commercial and industrial properties use 85 percent.3City of Regina. Glossary
The formula is: taxable assessment × mill rate ÷ 1,000. For 2026, Regina’s residential mill rates are:4City of Regina. How Property Taxes are Calculated
- Municipal: 12.25600
- Library: 1.08613
- Education: 4.27000
The provincial education rate of 4.27 mills for residential property matches Saskatchewan’s published schedule.5Government of Saskatchewan. Education Property Tax Mill Rates
Put it together for a $300,000 home: taxable assessment is $240,000 (80 percent of $300,000). Multiply by the combined mill rate of about 17.612, divide by 1,000, and the bill lands near $4,227. The municipal levy is the largest of the three components.
When Property Tax Is Due
The annual deadline is June 30. If any balance remains after that date, the city charges a late penalty of 1.5 percent per month on the unpaid amount.6City of Regina. Property Tax That percentage repeats every month the balance sits, so it compounds quickly.
Taxes still unpaid after December 31 of the year they were levied are declared in arrears, and the monthly penalty rises to 1.75 percent.6City of Regina. Property Tax On a $4,000 overdue balance, that’s roughly $70 added each month. Penalties are treated as part of the tax, so they accrue further penalties if not paid. The authority to set these rates by bylaw comes from The Cities Act.7Publications Saskatchewan. Saskatchewan Code C-11.1 – The Cities Act
How to Pay
Regina accepts payment several ways:8City of Regina. Convenient Ways to Pay Your Property Taxes
- Online or telephone banking, using “Regina Property Tax” as the payee and your property roll number as the account.
- In person at the Service Regina desk on the main floor of City Hall, Monday through Friday, 8 a.m. to 4:45 p.m. Cash, cheque, and debit are accepted.
- Credit card, through a third-party online service that charges a convenience fee.
- The drive-thru kiosk on McIntyre Street beside City Hall, which accepts cheques only and operates on limited dates near the June 30 deadline.
- Mail, with the cheque postmarked by June 30.
- The 24-hour drop box at City Hall for after-hours cheques.
Payments take several business days to appear on your account. Confirm through your bank record or by requesting a statement from the city.
Monthly Payments Through TIPPS
The Tax Installment Payment Plan Service spreads your annual bill into 12 monthly withdrawals pulled on the first business day of each month. Amounts adjust automatically when the new mill rate is set. TIPPS participants are exempt from late penalties.6City of Regina. Property Tax
You can enroll any time. If you sign up after January, your first installment includes a catch-up amount for the months already passed so the year still finishes clean. To enroll for the following year, your current balance has to be paid off by December 15.6City of Regina. Property Tax
Sign-up is fastest through the city’s online eProperty portal. You can also print the TIPPS application, attach a void cheque or bank verification form, and send it to propertytaxpaymentplan@regina.ca, deliver it in person, or mail it in. You’ll need your property roll number (top of your tax notice), your banking details, and the names of all registered owners.
Two things trip people up. TIPPS doesn’t transfer when you sell — you cancel on the old property and re-enroll on the new one. And TIPPS payments are non-refundable; overpayments are applied as a credit rather than returned.
If You Can’t Pay the Full Amount
Regina runs a Low-Income Municipal Property Tax Deferral Program for homeowners who are seniors (65 or older) or people living with a disability. You can defer either the incremental increase from the prior year, $600, or $1,200, whichever you pick, up to your total municipal tax for the year.9City of Regina. The Low-Income Municipal Property Tax Deferral Program Bylaw
To qualify, you have to be the registered owner and use the property as your principal residence, your gross household income has to sit at or below the Statistics Canada before-tax low-income cut-off for Regina and your household size, and you have to be in good standing with the city (or on an active payment plan) for taxes, utilities, and fines. Total deferred taxes on a property can never exceed 50 percent of its assessed value.9City of Regina. The Low-Income Municipal Property Tax Deferral Program Bylaw The program covers the municipal portion only; the education and library levies aren’t deferred.
If You Think Your Assessment Is Wrong
Start by contacting the assessor directly. You’re expected to try to resolve the disagreement before filing anything formal. Bring comparable sales data or other evidence for a different valuation. Many disputes end here.
If that doesn’t work, you have 60 days from the date the assessment notice was mailed to file an appeal with the secretary of the Board of Revision (in non-revaluation years, the window is 30 days). Filing fees are $30 per property for residential single-family homes and condos, and $150 to $750 for commercial and other properties depending on assessed value.10City of Regina. Assessment Appeal Process Miss the fee deadline and the appeal is dismissed. Withdraw at least 15 days before the hearing and the fee is refundable.
Once the appeal is accepted, the Board schedules a hearing and notifies both sides at least 30 days ahead. Written evidence has to reach the secretary at least 20 days before the hearing, and the assessor’s field sheet and valuation explanation come at least 10 days before. The Board must issue its decision within 180 days of the assessment notice being published.11Government of Saskatchewan. Property Assessment Appeals
What Happens If You Keep Not Paying
Prolonged non-payment follows a set escalation under The Tax Enforcement Act. Once taxes are in arrears past December 31, the city publishes a list of affected properties. If the amount stays unpaid after a 60-day notice period, the city treasurer registers a tax lien against the title in the Land Titles Registry.12Publications Saskatchewan. Saskatchewan Code T-2 – The Tax Enforcement Act
Six months after the lien is registered, the city can pass a resolution to begin acquiring title. You and anyone else with a registered interest then get a six-month notice to either pay the arrears or contest the claim. If nobody redeems the property, a final 30-day notice goes out, and the city applies to have the title transferred. The city has to offer the property for sale within one year of taking title.12Publications Saskatchewan. Saskatchewan Code T-2 – The Tax Enforcement Act The full sequence from first arrears to loss of title runs well over a year, but penalties compound throughout, so catching up gets harder the longer it drags on.