City of Saskatoon property tax is a single annual bill that bundles three separate levies — municipal, library, and provincial education — calculated from your property’s assessed value and the mill rates set each year. For 2026, payment is due June 30, and the city accepts cash, cheque, debit, and bank transfers, but not credit cards. What you owe, how you pay it, and what happens if you don’t are all worth knowing before the deadline arrives.
How Your Tax Bill Is Calculated
Every calculation starts with an assessed value set by the Saskatchewan Assessment Management Agency (SAMA), which runs a full revaluation every four years. The current cycle took effect in 2025 using a 2023 base year, so your assessed value reflects roughly what your property would have sold for around that date.1Saskatchewan Assessment Management Agency. Understanding Assessment
The province then applies a percentage of value to get your taxable assessment. For 2025–2028, residential properties (including multi-unit and seasonal residential) are assessed at 80 percent of market value; commercial and industrial properties at 85 percent.2Government of Saskatchewan. Revaluation 2025 – Property Taxes A home appraised at $400,000 has a taxable assessment of $320,000.
Saskatoon then applies tax rates derived from mill rates and mill rate factors. Multiply your taxable assessment by the applicable rate to get the dollar amount for each portion of your bill.3City of Saskatoon. Tax Rates and Mill Rates The three portions fund different authorities:4City of Saskatoon. Property Tax
- The municipal portion pays for police, fire, roads, snow removal, transit, and parks.
- The library portion funds the Saskatoon Public Library.
- The education portion is set by the Province of Saskatchewan and collected by the city on the province’s behalf. None of it funds city services.
2026 Tax Rates
Residential rates for 2026:3City of Saskatoon. Tax Rates and Mill Rates
- City: 0.0080291
- Library: 0.0007844
- Education: 0.0042700
Commercial and industrial rates for 2026:
- City: 0.0130842
- Library: 0.0012782
- Education: 0.0063700
Add the three rates for your property class and multiply by your taxable assessment. A home with a $320,000 taxable assessment faces a combined residential rate of roughly 0.0130835, producing an annual bill of about $4,187.
How to Pay
The city does not accept credit cards. Your options are:5City of Saskatoon. Tax Payment
- Online or telephone banking. Search “Saskatoon” in your bank’s payee list and select the property tax option. You need your roll number, which appears on the front of your tax notice.
- In person at City Hall, 222 3rd Avenue North. Cash, cheque, and debit are accepted. Bring the full notice.
- After-hours drop box at the main doors of City Hall. Cheque or money order only; no cash.
- Post-dated cheques, dated on or before the due date to avoid a penalty.
Lost your notice? The roll number is the single piece of information you need to pay through any financial institution, and Corporate Revenue can look it up for you.
TIPPS Monthly Payments
The Tax Instalment Payment Plan Service (TIPPS) spreads your annual tax into automatic monthly withdrawals instead of a single June payment. Enrol by submitting the TIPPS application with a void cheque or a bank confirmation letter; the city then sends confirmation of your start date and first withdrawal.6City of Saskatoon. Tax Instalment Payment Plan Service (TIPPS)
Deadline and Late Penalties
2026 property taxes are due June 30, 2026. Any balance remaining after that date is charged a late penalty of 1.75 percent per month, compounded monthly. If a balance is still unpaid after December 31 of the year it was levied, the penalty rate rises to 2.25 percent per month, compounded monthly.4City of Saskatoon. Property Tax
On a $4,000 outstanding balance, the first month alone adds roughly $70, and compounding makes each subsequent month more expensive than the last.
What Happens If Taxes Stay Unpaid
Balances still owing after December 31 of the year they were levied become arrears, and the city can pursue collection under The Tax Enforcement Act.7Government of Saskatchewan. Municipal Tax Enforcement The process moves in stages:
- A tax lien is registered against the property.
- The owner receives a formal six-month notice of arrears and the municipality’s intent to proceed.
- A final 30-day notice is issued before the municipality can take title.
- The municipality either requests title or sells the property by public tender.
Municipalities can also apply to shorten the six-month waiting period in some circumstances. If you’re behind on multiple years, call Corporate Revenue before enforcement starts. A payment arrangement is far cheaper than losing the property.
Appealing Your Assessment
If SAMA’s assessed value looks too high, you can appeal to the Board of Revision, a quasi-judicial body appointed by City Council under The Cities Act.8City of Saskatoon. Assessment Appeals The window is short. For 2026 it ran from January 5 to February 6, and the exact deadline is printed on your assessment notice. Miss it and the appeal is dismissed on that basis alone.
An appeal must identify the property by roll number and civic address, state what you’re appealing (valuation, classification, exemption, or the content of the assessment roll), and set out the specific grounds you believe are wrong. The filing fee has to accompany the application.
Talk to the assessor first. Many disagreements get resolved at that stage, particularly when you can point to comparable sales or a physical issue with the property. The Board of Revision will ask whether you tried, so skipping the conversation weakens your case.
Supplementary Assessments for Renovations and New Builds
Major renovations, additions, new construction, demolitions, and subdivisions can trigger a supplementary assessment notice partway through the year. The updated value reflects the change to the property, and the resulting tax covers the portion of the year after the change.9City of Saskatoon. Assessment The bill arrives separately from your regular annual notice, so budget for it if a significant project is on your calendar.
Property Tax Deferral for Low-Income Seniors
Homeowners aged 65 or older who own and live in a single-family home, townhouse, or apartment condominium in Saskatoon as their principal residence may qualify to defer part of their taxes if household income falls below the Statistics Canada Low-Income Cut-Off (LICO).10City of Saskatoon. Property Tax Deferral Program for Low-Income Senior Citizen Homeowners
2026 household income limits:
- 1 person: $27,478
- 2 persons: $34,206
- 3 persons: $42,053
- 4 persons: $51,058
- 5 persons: $57,908
- 6 persons: $65,313
- 7 or more: $72,715
The program defers only the municipal and library portions. You still owe the education portion each year. Once the deferred balance reaches $200, the city registers a lien through Land Titles and adds a one-time $90 registration fee. Interest of 4 percent is added annually to the deferred amount. Repayment is due when you sell or no longer live at the property, and you must notify the city within 60 days of either event.
New applications are required each year, due by October 31. Submit the form with a Canada Revenue Agency Notice of Assessment from the previous year for every household member and a current utility bill or government-issued letter confirming residency, by mail or in person to Corporate Revenue at City Hall.