The delinquent property tax list for Jackson, MS is maintained by the Hinds County Tax Collector and can be searched online by parcel identification number or owner name through the county’s database portal.1Hinds County. Hinds County Online Databases A parcel stays on the list until the full balance clears or the property goes through the annual tax sale on the last Monday of August.
Where to Find the List
The Hinds County online databases page has separate search tools for current property taxes, prior-year tax sale records, and delinquent tax redemption. The county also posts downloadable tax sale files listing every parcel headed to auction.2Hinds County. Hinds County Tax Sale Files You can search by parcel identification number (PIN) or by the record owner’s name.
If you would rather check in person, the Tax Collector operates two offices. The Jackson office is at 316 S. President Street; the Raymond office is at 127 W. Main Street. Both open Monday through Friday, 8:00 a.m. to 5:00 p.m., except on legal holidays.3Hinds County, Mississippi. Tax Collector
What Each Entry Shows
Every entry includes the parcel identification number, the record owner’s name, a legal description of the property, and the specific tax year that is unpaid. If more than one year is delinquent on the same parcel, each year shows up as its own entry, so a single property can appear multiple times.
The dollar figure listed is the base tax originally assessed. It does not include the interest that has been running since February 1 or any sale-related costs. Treat it as a starting point, not a payoff. To get the real number, pull a current calculation from the Tax Collector’s system using your PIN, or call the office.
How the Interest Clock Runs
Mississippi property taxes are due on or before February 1 of the year following the assessment.4FindLaw. Mississippi Code Title 27 Taxation and Finance 27-41-1 – Taxes Due and Payable If February 1 falls on a weekend or holiday, you have until the next business day.5Mississippi Department of Revenue. Property Tax Frequently Asked Questions Starting February 2, interest of one-half of one percent per month applies to the unpaid balance.6Justia. Mississippi Code 27-41-9 – Interest on Taxes Due; Extension of Due Date by Proclamation
A partial month counts as a full month. Paying on February 5 costs the same in interest as paying on February 28. Mailed payments are considered late if the postmark is after the due date, so if you are close to the deadline, paying online removes that risk.7Hinds County. Hinds County Frequently Asked Questions – Tax Collector Six percent annually sounds modest, but when three back years are all accruing at the same time, the balance grows faster than most owners expect.
How to Pay Before the Sale
Pull a current payoff first. The base amount on the list is always lower than what you actually owe. If the parcel has already sold at a prior tax sale, you are not paying delinquent taxes anymore, you are redeeming, and that goes through a different office at a different rate.
Online
Hinds County accepts online payment for both current and delinquent property taxes.8Hinds County, Mississippi. Pay Online The portal has separate tools for current-year taxes and delinquent tax redemption, so pick the one that matches your situation.
Mail payment to either Tax Collector office. The Jackson mailing address is P.O. Box 1727, Jackson, MS 39215-1727. The Raymond mailing address is P.O. Box 51, Raymond, MS 39154.3Hinds County, Mississippi. Tax Collector Use a money order or cashier’s check so a returned personal check doesn’t push you past a monthly interest tick.
In Person
Both offices accept payment during regular business hours. Keep your receipt. The record updates within a few business days, and the parcel comes off the active delinquent list once the full balance clears.
Installments
Hinds County accepts installment payments on current-year taxes, but the half-percent monthly interest still applies to any installment paid after February 1.7Hinds County. Hinds County Frequently Asked Questions – Tax Collector For taxes already delinquent from prior years, no formal plan is advertised. Call the Tax Collector directly to ask about your options. Waiting until the property goes to sale multiplies the cost.
The Annual Tax Sale
Under Mississippi law, the Tax Collector must begin advertising delinquent properties after August 5, and the sale is held on the last Monday of August at the county courthouse.9Justia. Mississippi Code 27-41-55 – Sales of Land for Taxes; Advertisement Mississippi does not sell a tax lien in the way some other states do. The Tax Collector sells the land itself, or as much of it as needed to cover the unpaid taxes, fees, and penalties. The winning bidder pays the delinquent amount and receives title, subject to the owner’s statutory right of redemption. If nobody bids, the property is struck off to the state.
Redeeming After a Tax Sale
The owner has two years from the date of sale to redeem.10FindLaw. Mississippi Code Title 27 Taxation and Finance 27-45-3 – Redemption of Land Sold for Taxes Redemption is handled by the chancery clerk, not the Tax Collector.11Justia. Mississippi Code 27-45-1 – Duties of Chancery Clerk The payoff to redeem includes:
- All taxes for which the land was sold, plus any taxes that have accrued since the sale.
- A flat five percent damages charge calculated on the taxes for which the property was sold.
- Interest on all taxes and costs at one and one-half percent per month from the sale date through the redemption date, which is three times the pre-sale delinquency rate.
- All costs of the sale and any fees incurred since, including advertising and recording.
That 1.5% monthly interest is the number people miss. On a $3,000 tax balance, that is $45 a month in interest alone, before the five percent damages and accumulated costs. Eighteen months of drift can push the redemption figure past $4,500. The chancery clerk records each redemption in the public record on the day payment is made.11Justia. Mississippi Code 27-45-1 – Duties of Chancery Clerk
If the Redemption Period Expires
When the two years run without a redemption, the tax sale purchaser can demand a deed from the chancery clerk conveying fee simple title.12Mississippi Legislature. Mississippi Code HB 1475 – 2026 Regular Session Getting the deed is not the end of the process. Most purchasers still need to file a quiet title action in chancery court to make the property marketable, and Mississippi law specifically allows anyone holding a tax title to bring that suit. Title insurance companies routinely decline to insure a tax deed without a court order clearing the title, so anyone buying at a Hinds County tax sale should budget for attorney fees and court costs on top of the bid price.
What Delinquency Does to a Mortgage
If your mortgage has an escrow account, your lender collects property tax alongside your monthly payment and pays the county for you. When the lender learns of a delinquency, it typically advances the tax payment to protect its collateral and then bills you for the shortfall, usually spread over the next 12 months. Most mortgage contracts also treat unpaid property taxes as a default, giving the lender the contractual right to start foreclosure even if your mortgage payments are current. In practice, lenders pay the taxes and rebuild the escrow rather than foreclose, but letting taxes slide when you carry a mortgage turns one creditor problem into two.
Delinquent property taxes themselves do not appear on your credit report. Since 2018, tax liens have been excluded from consumer credit histories. If the debt gets referred to a collection agency, though, that collection account can show up and stay for up to seven years.
Homestead Exemption
Before you focus only on the past-due bill, check whether you have been getting the homestead exemption you qualify for. Mississippi offers three tiers of relief for owner-occupied homes:13Mississippi Department of Revenue. Homestead Exemption
- Regular exemption for owners under 65 without a qualifying disability: a tax credit of up to $300 against the annual bill.
- Age or disability exemption for owners 65 and older or totally disabled: no taxes on the first $7,500 of assessed value, with the exemption able to grow after the first year to cover most future increases in value.
- Total exemption for qualifying disabled veterans with a service-connected total disability, veterans aged 90 and older, and unremarried surviving spouses of service members killed on active duty: complete elimination of property taxes.
Applications go through the county, and the exemption only covers a home you actually live in. Filing now will not erase past delinquencies, but it will shrink future bills and make them easier to keep current.