Direct Remodels LLC Lawsuit Update: TCPA, Collections, and Florida Cases

Direct Remodels LLC, a St. Petersburg-based impact window and door installer, has been named as a defendant in a federal Telephone Consumer Protection Act lawsuit, at least two Florida customer civil cases, and a 2025 collections action brought by a financing partner. Most of the lawsuits filed against the company have been dismissed or remain pending, and none has produced a public judgment on the merits. Alongside the litigation, the Better Business Bureau has logged 25 consumer complaints against the company over three years.

Fortifi Financial Collections Case

The most significant open matter is Fortifi Financial Inc. v. Direct Remodels LLC, filed in Pinellas County Circuit Court in August 2025. Fortifi, a financing company, sued both Direct Remodels and managing member Daniel Vecchio personally, classifying the action as a contracts and indebtedness dispute.1Trellis Law. Fortifi Financial Inc vs. Direct Remodels LLC et al

Direct Remodels filed an answer with affirmative defenses in late September 2025 and moved to dismiss in October. Discovery continued through the fall, and by November 2025 the case had been transferred to another court. The dollar amount at issue has not been disclosed in public records.

Moon TCPA Lawsuit in Federal Court

In June 2024, Marion Alexis Moon sued Direct Remodels in the U.S. District Court for the Middle District of Florida, alleging violations of the Telephone Consumer Protection Act, 47 U.S.C. ยง 227, which restricts automated telephone solicitation.2Justia Dockets. Moon v. Direct Remodels LLC Docket Judge Steven D. Merryday was assigned the case.

The parties filed a stipulation of dismissal roughly five months later, and Judge Merryday signed an order dismissing the case without prejudice on November 22, 2024.3PACER Monitor. Moon v. Direct Remodels LLC Case Summary Dismissal without prejudice leaves the door open for a refiling. Any settlement terms were not disclosed.

Customer Lawsuits in Florida State Courts

Two Florida customer cases have been filed against Direct Remodels.

Thomas and Donna Spellissy sued the company in Pinellas County Court on March 20, 2022, in a debt collection action listing $8,001 in controversy. Court records tie the dispute to a sales agreement and a release of payment upon substantial completion of work.4UniCourt. Thomas Spellissy et al v. Direct Remodels LLC After more than three years of litigation, the case was dismissed before hearing on September 15, 2025. The docket does not detail the reason.

Peter and Samantha Giermek filed a civil action against Direct Remodels in Hillsborough County Circuit Court on August 11, 2021 (Case No. 2021-CA-006556), assigned to Judge Christopher C. Nash. The underlying cause of action is not detailed in available records. Direct Remodels’ counsel filed a notice of appearance in June 2023,5Trellis Law. Giermek v. Direct Remodels LLC Notice of Appearance and the case was still listed as open in the latest available docket information.

Court records also show a separate debt collection case filed against Direct Remodels by Alan H. Bitterman in March 2023.4UniCourt. Thomas Spellissy et al v. Direct Remodels LLC

Consumer Complaints Behind the Litigation

The Better Business Bureau has logged 25 complaints against Direct Remodels over three years, seven of them closed in the most recent 12 months. Service or repair issues account for 16, with order and product issues at three each. The BBB classifies 17 complaints as “answered” and eight as “resolved.”6Better Business Bureau. Direct Remodels LLC BBB Complaints

Recurring themes in the published narratives include:

  • Persistent telemarketing calls from changing numbers despite do-not-call requests. One May 2026 complaint described calls from more than 20 different numbers.
  • High-pressure sales tactics and disputes over cancellations attempted after Florida’s three-day rescission window, including one report of a threatened property lien.
  • Deposit and refund disputes, including an allegation that the company cashed an $8,000 deposit check despite a written contingency requiring HOA approval first.
  • Project delays and workmanship problems on a $15,000 eight-window contract, and a separate report of an installation crew leaving broken glass that injured family members and pets.7Better Business Bureau. Direct Remodels LLC BBB Complaints Page 3
  • Warranty disputes, including a customer initially charged $462 to repair a cracked window said to fall outside the “lifetime warranty,” which the company later acknowledged should have been escalated.

In its BBB responses, Direct Remodels has attributed unwanted calls to leads generated through third-party partner websites, stated it maintains an internal do-not-call list, and pointed to Florida’s three-day right of rescission as the contractual cutoff for refunds.6Better Business Bureau. Direct Remodels LLC BBB Complaints

Contractor-review platforms show related allegations. One 2022 customer said Direct Remodels drew more than $37,000 from a remodeling loan without consent for a project where no work had started, and that the company later asked to be released from the contract, citing insufficient manpower. Another customer reported the company began work without proper permits or a notice of commencement.8BuildZoom. Direct Remodels LLC Contractor Profile

Licensing Status Despite the Litigation

None of the lawsuits or complaints has produced a licensing action. The certified general contractor license held by Michael William Cummings (CGC1528702), under which Direct Remodels operates, remains active through August 31, 2026, and shows no disciplinary actions filed by the Florida Department of Business and Professional Regulation.9Florida DBPR. License Detail for Cummings, Michael William The company holds additional active contractor authorizations in Hillsborough, Pasco, Manatee, Sarasota, Charlotte, and Lee counties, and it carries an A+ BBB rating with accreditation dating to April 2025.10Better Business Bureau. Direct Remodels LLC BBB Profile The Florida LLC itself, registered on December 5, 2017, remains active.11Florida Division of Corporations. Direct Remodels LLC Filing Detail