LoanCare Data Settlement: $5.9M Payout, Claims, and Next Steps

The LoanCare data settlement is a $5.9 million class action settlement that resolved claims Fidelity National Financial (FNF) and its subsidiary LoanCare failed to protect personal information exposed in a November 2023 cyberattack affecting roughly 1.3 million people. A federal judge in the Middle District of Florida granted final approval on September 10, 2025.1Bloomberg Law. LoanCare Gets Final Nod for $5.9 Million Data Breach Settlement The claim deadline was June 4, 2025, and new claims are no longer being accepted.2LoanCare Data Settlement. Submit Claim

Can You Still File a Claim?

No. The claims process is closed. The official settlement website at LoanCareDataSettlement.com no longer accepts submissions.2LoanCare Data Settlement. Submit Claim The key dates have all passed:

If you did not file by June 4, 2025, and did not opt out, you are still bound by the settlement’s release of claims but will not receive a payment.

What the Settlement Paid

Class members who filed valid claims by the deadline could choose from three cash benefit options, funded by the $5.9 million settlement after deductions for administration, fees, and costs.

  • Reimbursement for ordinary out-of-pocket losses traceable to the breach, up to $1,500. Covered expenses included things like credit reports, credit monitoring, and credit freezes.
  • Reimbursement for extraordinary losses beyond ordinary expenses, up to $5,000.
  • A flat $100 cash payment, subject to pro rata adjustment up or down based on the total value of valid claims filed.5CaseMine. In Re LoanCare Data Security Breach Litigation

Class members could also enroll in three years of identity monitoring services, which included real-time credit file monitoring at one bureau, dark web scanning with alerts, up to $1 million in identity fraud loss insurance with no deductible, access to fraud specialists, and identity theft restoration services. Anyone already enrolled in the 24-month monitoring FNF offered after the breach received one additional year rather than the full three.6ClassAction.org. LoanCare Data Security Breach Litigation Claim Form

What Happens Next If You Filed

Payments are distributed from the settlement fund after administration costs of $350,000, attorneys’ fees, and any final adjustments are accounted for.5CaseMine. In Re LoanCare Data Security Breach Litigation Class counsel had asked for fees of up to 33.33% of the fund, about $1.97 million, but Judge Claire R. Kelly reduced the award to 22%, or roughly $1.3 million, leaving more of the fund available to class members.1Bloomberg Law. LoanCare Gets Final Nod for $5.9 Million Data Breach Settlement

Because the $100 flat payment was subject to pro rata adjustment, the actual amount claimants receive depends on how many valid claims were filed. Claimants who elected reimbursement for documented losses receive the amount supported by their documentation, up to the applicable cap.

The Breach and the Lawsuit

FNF identified unauthorized access to its internal systems on November 19, 2023, and contained the intrusion by November 26, 2023. The ALPHV/BlackCat ransomware group claimed responsibility.7SecurityWeek. LoanCare Notifying 1.3 Million of Data Breach Following Cyberattack on Parent Company The attackers exfiltrated data on more than 1.3 million LoanCare customers, including names, addresses, Social Security numbers, and loan numbers. LoanCare did not notify affected customers until roughly December 22, 2023, and FNF offered 24 months of identity monitoring through Kroll.8National Mortgage Professional. Legal Actions Mount Against Fidelity National Financial and LoanCare Following Cyberattack

The first class action was filed December 27, 2023, in the U.S. District Court for the Middle District of Florida. Related cases were consolidated on March 8, 2024, as In Re: LoanCare Data Security Breach Litigation, Case No. 3:23-cv-01508.9CourtListener. In Re LoanCare Data Security Breach Litigation The consolidated complaint alleged negligence, negligence per se, and unjust enrichment, arguing that FNF and LoanCare failed to implement reasonable data security safeguards, did not properly train employees, and unreasonably delayed breach notification. Plaintiffs contended the 24 months of monitoring FNF offered was inadequate given that a compromised Social Security number creates a lifelong risk.10ClassAction.org. Curry v. Fidelity National Financial, Inc. and LoanCare, LLC The parties mediated on July 25, 2024, and reached the settlement that followed.5CaseMine. In Re LoanCare Data Security Breach Litigation

Verifying a Notice You Received

If you received a mailed or emailed notice about this settlement, it was likely genuine. The settlement class covered U.S. residents who received written notice from FNF or LoanCare that their information may have been compromised in the breach. Employees, directors, officers, and agents of the companies, governmental entities, and the presiding judges and court staff were excluded.11LoanCare Data Settlement. FAQs

The case was overseen by the U.S. District Court for the Middle District of Florida under Case No. 3:23-cv-1508-CRK-MCR, administered through LoanCareDataSettlement.com. The claims administrator’s phone number was 855-944-4059, and the mailing address was 1650 Arch Street, Suite 2210, Philadelphia, PA 19103.4Top Class Actions. $5.9M LoanCare Data Breach Class Action Settlement Anyone who receives a communication that does not match those channels should treat it with skepticism and check the court docket or the official settlement site before responding.