Ocwen class action lawsuits have targeted the mortgage servicer (now operating as Onity Group Inc. and PHH Mortgage Corporation) over overcharged valuation fees, illegitimate foreclosure-related charges on Florida mortgages, captive mortgage reinsurance arrangements, expedited payment fees, and unwanted robocalls. Several of these settlements are still active: one paid out in January 2026, another is heading to a final approval hearing in February 2026, and a third has a claims deadline in August 2026.
Weiner v. Ocwen — Overcharges on Property Valuations
Weiner v. Ocwen Financial Corporation, et al. (Case No. 2:14-cv-02597, Eastern District of California) accused Ocwen of overcharging borrowers for Broker Price Opinions and Hybrid Valuations that carried undisclosed markups. The valuations were procured through Altisource, an Ocwen affiliate.1Ocwen Fee Settlement. Weiner v. Ocwen Financial Corporation Settlement
The settlement received final court approval on October 10, 2024. It covers borrowers nationwide who paid a BPO or Hybrid fee charged through Altisource between November 5, 2010, and September 29, 2017. Class members received $60 per BPO fee and $70 per Hybrid fee they paid. California borrowers with active loans who had been assessed but had not yet paid the fees received credits or reversals instead. The claims deadline was September 29, 2025, and payments were issued on January 7, 2026.2Ocwen Fee Settlement. Weiner v. Ocwen Settlement FAQ If you filed a valid claim and haven’t received your payment, contact the settlement administrator through the case website.
L’italien v. Ocwen — Illegitimate Charges on Florida Mortgages
L’italien v. Ocwen Loan Servicing, LLC (Case No. 502017CA003860, Florida state court) alleged that Ocwen tried to collect improper charges from Florida homeowners during foreclosure proceedings. The disputed charges included service-of-process fees for fictitious “Jane Doe” or “John Doe” parties, attorneys’ fees for legal work that was never performed, property maintenance fees for services that were never provided, and City of West Palm Beach registration fees for homes that were neither vacated nor abandoned.3Ocwen Florida Settlement. L’italien v. Ocwen Settlement
A $1.2 million settlement received preliminary approval on December 17, 2025. Final approval was set for February 19, 2026. Roughly 40,000 Florida residents whose mortgages were serviced by Ocwen from February 15, 2014, onward are covered, split into three classes with different payments:
- Property maintenance class (147 members): $250
- Service of process class (11,837 members): $65
- Attorneys’ fees class (27,855 members): $14.14
Class members with active loans or pending foreclosures receive a credit against their outstanding balance rather than a check. No action is required to receive the benefit.4ClassAction.org. $1.2M Ocwen Settlement Resolves Class Action Over Illegitimate Charges on Florida Mortgages
Munoz v. PHH Corp. — Captive Mortgage Reinsurance
Munoz, et al. v. PHH Corp., et al. (Case No. 1:08-cv-00759, Eastern District of California) has been in litigation since 2008. The suit challenges legacy reinsurance arrangements between PHH’s captive reinsurer, Atrium Insurance Corporation, and mortgage insurance providers, alleging violations of the Real Estate Settlement Procedures Act. A district court dismissed the case for lack of standing in 2022; the Ninth Circuit reversed in February 2023 and remanded.5SEC. Onity Group SEC Filing
The parties reached a settlement that pays $875 per loan to eligible class members who obtained residential mortgages originated or acquired by PHH between January 1, 2007, and December 31, 2009. Final approval was granted on December 19, 2025. The claims deadline is August 11, 2026.6PHH MI Settlement. Munoz v. PHH Corp. Settlement If you had a PHH mortgage in that window, this is the one to check first.
Morris v. PHH Mortgage — Convenience Fees for Online and Phone Payments
Morris v. PHH Mortgage Corp. (Case No. 0:20-cv-60633, Southern District of Florida) accused Ocwen Loan Servicing and its successor, PHH Mortgage Corp., of unlawfully charging convenience fees when borrowers paid their mortgages online or by phone. A proposed $12.6 million settlement was rejected by the federal judge, who was concerned it lacked meaningful value for the class in part because the company would have kept charging the fees. A revised $2.8 million settlement was approved on December 19, 2022, and the case was terminated in June 2023.7Law360. Morris v. PHH Mortgage Corp. Payments have already been distributed; new claims are no longer being accepted.
Snyder v. Ocwen — TCPA Robocall Case
Snyder v. Ocwen Loan Servicing, filed in the Northern District of Illinois, alleged that Ocwen and Deutsche Bank National Trust Co. placed automated debt-collection calls without recipients’ consent, in violation of the Telephone Consumer Protection Act. Judge Matthew Kennelly rejected a proposed $17.5 million settlement in September 2018, saying the court was “unable to determine that the settlement that has been proposed is fair, reasonable, and adequate for the class” and questioning whether class counsel had “sold the case short.”8National Mortgage News. Ocwen May Need to Pay More to Settle Robocall Class Action Lawsuit A later settlement created a $2.7 million fund covering people who received automated calls from Ocwen between December 28, 2012, and December 3, 2019, with estimated payments of about $25 per claimant. This case is closed.
Shareholder Cases Are Separate
Two shareholder class actions have targeted Ocwen: an earlier suit tied to the 2014 financial restatement and the New York DFS consent order, which settled for $49 million in cash plus 2.5 million shares (Ocwen retained an option to substitute an additional $7 million in cash for the stock),9National Mortgage News. Ocwen Settles Lawsuit for $56 Million in Cash and Stock and Huseman v. Ocwen Financial Corporation (Case No. 9:17-cv-80729, Southern District of Florida), which followed the CFPB’s 2017 lawsuit and accused executives of inflating share prices through misleading statements about servicing practices.10ClassAction.org. Huseman v. Ocwen Financial Corporation Complaint These cases are for people who bought Ocwen stock, not for borrowers whose mortgages were serviced by the company. If your claim is about how your loan was handled, they don’t apply.
The Rebrand to Onity Group Doesn’t Erase Your Claim
Shareholders approved renaming Ocwen Financial Corporation to Onity Group Inc. in May 2024, with the NYSE ticker changing to “ONIT” on June 10, 2024.11Onity Group. Ocwen Financial Announces Shareholder Approval of Rebrand to Onity PHH Mortgage Corporation and Liberty Reverse Mortgage were expected to be rebranded under the Onity name as well.
The name change did not wipe out the underlying legal liabilities. PHH Mortgage assumed all obligations and liabilities of Ocwen Loan Servicing through a merger, and new lawsuits continue to name PHH as a successor defendant for conduct that occurred under the Ocwen name. Onity’s own SEC filings list ongoing uncertainty from “past, present or future claims, litigation, cease and desist orders and investigations” as a continuing risk factor.12SEC. Onity Group Investor Presentation If you receive a settlement notice from PHH Mortgage or Onity Group about a loan that was serviced by Ocwen, it is likely legitimate.
What to Do If You Think You Have a Claim
Match your situation to the case:
- Had a PHH mortgage originated or acquired between January 1, 2007, and December 31, 2009: check Munoz v. PHH Corp. before the August 11, 2026 claims deadline.
- Were charged a Broker Price Opinion or Hybrid Valuation fee through Altisource between November 5, 2010, and September 29, 2017: the Weiner claims window closed September 29, 2025, and payments went out January 7, 2026.
- Had a Florida mortgage serviced by Ocwen from February 15, 2014, onward and were assessed disputed foreclosure-related charges: you are likely already in the L’italien class and don’t need to file anything.
- Were charged convenience fees for online or phone payments to Ocwen or PHH, or received robocalls in the covered windows: those settlements (Morris and Snyder) are closed.
Class notices go to the last address the servicer had on file. If you moved after your loan was paid off, transferred, or foreclosed, the notice may not have reached you. The settlement websites for the active cases list the administrators, deadlines, and eligibility rules, and each has a phone number for questions about your specific loan.