A charge on your statement from The Breakfast Club in Seaside almost always traces back to a meal at “Breakfast Club – On the Monterey Bay,” a breakfast and lunch restaurant at 1130 Fremont Blvd that is open daily from 7:00 AM to 2:00 PM and also takes orders through the Toast Tab online platform.1Breakfast Club. Breakfast Club – On the Monterey Bay If the amount is higher than you expected, the most common reason is the restaurant’s automatic gratuity policy: a 20% gratuity is added to the bill for parties of six or more.2Breakfast Club. Menu 2024
The 20% Automatic Gratuity for Larger Parties
The menu states that a “20% Gratuity will be added to parties of 6 or more.”2Breakfast Club. Menu 2024 If you dined with a group that size, the restaurant tacked a mandatory 20% onto your food and drink total. The line is printed on the menu, but many diners don’t notice it until they see the receipt or the posted charge.
One thing worth knowing before you leave a tip on top: under California law, a mandatory charge like this is not treated as a gratuity. It’s classified as a service charge, which means it counts as wages rather than a tip, and the restaurant is not required to pass the full amount to your server.3Davis Wright Tremaine LLP. California Service Charge Tips Law Diners who want the server to receive the money directly usually leave a separate voluntary tip.
Add-Ons and Substitutions That Push the Total Up
If the charge is only a few dollars off from what you expected and you weren’t in a large group, menu customizations are the likely explanation. Substituting fresh fruit for potatoes costs $2.95. Onion rings add $1.50, and garlic fries add $1.00. Avocado runs $2.95 to $3.50 depending on the dish, extra meat in an omelet is $2.50, and cheese on a burger is $2.25.2Breakfast Club. Menu 2024 Menu prices run from about $3.95 for beverages up to $19.50 for certain steak and burger dishes.
How to Check or Dispute the Charge
Start with the restaurant. You can reach The Breakfast Club at (831) 394-3238 or BClubSystem@gmail.com and ask for an itemized copy of your receipt.1Breakfast Club. Breakfast Club – On the Monterey Bay An itemized receipt shows the food total, any automatic gratuity as a separate line, and applicable taxes, which is usually enough to explain the number on your statement.
If the amount is unauthorized, or if the restaurant won’t resolve it, file a dispute with your credit card issuer or bank. They will investigate the transaction with the merchant directly.
If your concern is that a mandatory fee wasn’t clearly disclosed before you ordered, California gives consumers a few options. The California Attorney General’s office accepts complaints through an online form where you can upload a receipt or a photo of the menu.4California Office of the Attorney General. Consumer Complaint Against a Business or Company Because Seaside is in Monterey County, you can also contact the Monterey County District Attorney’s consumer complaint line at (831) 755-5070.5County of Monterey. District Attorney Consumer Services
California’s Disclosure Rules on Automatic Gratuities
California’s “Honest Pricing Law” (SB 478) took effect on July 1, 2024, and generally bars businesses from advertising prices that exclude mandatory charges.6California Office of the Attorney General. Hidden Fees A follow-up law, SB 1524, lets restaurants keep charging mandatory service fees and automatic gratuities separately, but only if those fees are “clearly and conspicuously displayed” on any menu or advertisement listing food prices, with an explanation of the fee’s purpose. As of July 1, 2025, the notice must also appear in larger type, contrasting font or color, or be set off by symbols that draw the reader’s attention.7California Restaurant Association. SB 1524
Violations fall under the Consumer Legal Remedies Act. A consumer must give the business 30 days’ written notice to fix the problem before suing, and successful plaintiffs can recover mandatory penalties of $1,000 per violation plus attorneys’ fees.8Greenberg Glusker. California’s Drip Pricing Law and Restaurant Exemption9Fenton Keller. SB 478 The End of Service Charges and Other Hidden Fees